As financial planners, our primary goal is to advise our clients by creating solutions best suited for their individual situation. We challenge conventional investment philosophy that often focuses on the wrong goals. We strive to recover misdirected assets and reallocate those assets in a plan that can increase safety, growth, and after tax income.
We have developed a strategy designed to provide a tax-free income in retirement. We call this our Zero Tax Roadmap – a plan using specialized tools and customized investment vehicles with the goal of paying Zero Tax in Retirement.
We find that in many cases a properly chosen investment strategy, matched to the specific needs of the client, can maximize income while reducing the risk of financial disaster resulting from exposure to market risk.
In all cases we aim to maximize our client’s advantages under the current tax code.
INCOME PLANNING
Annuities are investments that can be used to help build a guaranteed income stream or a retirement nest egg.
ESTATE & RETIREMENT PLANNING
Estate Planning involves setting up a plan that establishes who will eventually receive your assets.
LIVING BENEFITS
Accelerated benefits, also known as “living benefits,” are life insurance policy proceeds paid to the policyholder before he or she dies.